Refinancing your home can provide several benefits. Whether you’re looking to lower your monthly payment, pay off your home faster, take cash out, or a combination of these options our professional staff will counsel you on the best options available to meet your individualized needs and goals.
We have access to numerous products and programs allowing us to provide a diverse range of options to meet your individualized needs and goals with the lowest fees and best rates in the industry.
Conventional loan programs are designed for borrowers with good to excellent credit profiles. These programs have stricter credit and income qualifications.
If you have an excellent credit profile and/or have 20% equity or more, then conventional financing may be for you.
FHA loan programs are designed for individuals that have a less than excellent credit profile. These programs have less strict credit and income guidelines.
If you have less than an excellent credit profile and/or your loan-to-value is high, then FHA financing may be for you.
VA loans are mortgage loans designed for service members, veterans, and eligible surviving spouses.
If you are a service member, veteran or eligible surviving spouse then VA financing may be for you.
USDA programs are designed for individuals seeking home ownership in an eligible rural area and have low to moderate income.
If you are currently in a USDA program than USDA financing may be for you.
Jumbo programs are for individuals seeking financing needs that exceeds county limits set forth by Fannie Mae and Freddie Mac. If you are not located in a high cost area as determined by Fannie Mae and Freddie Mac and are looking for financing in excess of $484,350.00 than a jumbo program may be for you.
We understand that each client’s situation is unique. We have access to both traditional and non-traditional loan products not offered by other lenders-allowing us to provide you mortgage options you may not have known were available to you. With such an array of options you are bound to be matched with a product and program that meets your specific situation.
Call to inquire about additional products and programs today. 855.305.LOAN